Requesting A Settlement Letter To Close A Personal Loan From Private Non-Bank Lenders
Personal loans are a common part of everyday finance in Australia. Recent analysis suggests that the average advertised interest rate […]
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4.8/5
Google Review
4.3/5
TrustPilot
5/5
Facebook
5/5
Word of Mouth
5/5
Product Review
Trusted By Thousands Of Aussies Every Month
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Personal Loan Application Mistakes That Trigger Declines And How To Fix Them
Getting declined for a personal loan hurts more than your credit file. It can delay plans, add stress and make […]
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How Lenders Read Your Bank Statements For A Personal Loan
When you apply for a personal loan in Australia your bank statements can matter as much as your credit score. […]
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How CashPal Can Help You Get a Loan for Casual Workers
In this guide, we will look at why it can be hard for casual workers in Australia to get finance, […]
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Variable Income Applicants How Lenders Assess Irregular Earnings Under RG 209
Variable income is common. Casual shifts, seasonal peaks, commissions, and contracting make pay move around. Lenders still need to test […]
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Verifying an Australian Credit Licence on ASIC Connect Before You Apply for a Payday Loan
When applying for a payday loan in Australia, verifying that the lender holds a valid Australian Credit Licence (ACL) is […]
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Choosing Repayment Frequency For Payday Loans: Weekly vs Fortnightly vs Monthly Using MoneySmart Assumptions
Repayment timing is not a small detail. It shapes your cash flow, your risk of missed payments, and in some […]
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New Consumer Protections for Payday Loans in 2025: What Changed and What It Means for Australians
Australia tightened the screws on harmful short term lending in 2025. The year did not rewrite the fee caps for […]