Cash Advance Loan?

A cash advance loan put simply is a personal loan that can be secured by an asset or unsecured. Funds are paid instantly once approved and with CashPal you can apply online for a cash advance loan for any amount ranging from $2,000 to $30,000 over 12 to 24 months. We work with lenders across the country which increases your chances of finding a suitable lender without having to apply so many times.

Many Aussies all around Australia apply for cash advance loans when they find themselves in need of a situation where they need some extra money for a particular reason. These reasons range however below are some;

The best part is with there is no paperwork required to apply for our cash advance loans with CashPal. It’s as simple as applying online which only takes about 7 minutes to do so. Then leave the hard work for CashPal to match you to the best-suited lender. Sound easy? That’s because it is!

What Does Cash Advance Loan Mean?

A Cash advance loan is having the ability to gain access to immediate funds if required. Generally, CashPal can assist in getting you same-day approvals as we understand when you need a cash advance it is often you need access to those very quick not in 3 or 4 days. To apply easily online our application process has been designed and developed to only take you only a few minutes this way you are not filling out long complicated forms! Once the application is complete the best-suited lender to assist you will be contacted.

What do you get with CashPal? Easy and simple process unlike the banks

The loan application can take literally only minutes to complete, CashPal is built but Aussie for Aussie and we know that nobody has time to go through long-winded applications.

100% Secure Application

Our application process and portal has been built in the upmost secure platforms available. Ensuring your personal data 100% of the time is secure and safe is something CashPal do not take lightly.

Answers in Minutes

We appreciate and know that when you apply for cash advance loans with CashPal you don’t have time to waste waiting to hear back. CashPal has created an extremely fast outcome process to provide our customers with the outcome of the cash advance loan within minutes.


Can I get the Funds Transferred Immediately?

Once your application is approved, some lenders are able to have the funds in your account in 60 mins! Yes, 60 minutes. When we say we are super-fast we mean it.


Why is Cash Pal the Answer For a Cash advance loan?

CashPal understands and knows extremely well how time-consuming it can be to apply for a loan with multiple lenders only to find out that they either need so much more information or that their application is not approved. Finding the right lender to suit you can take days if not weeks sometimes as all lenders have different criteria on how they lend funds. When applying for a loan with CashPal you only have the apply once, we have a large panel of lenders available and match your application with the best-suited lender who can assist you. Secondly, our lenders can have the funds in your account quickly once approved, no more waiting days and days to hear back from banks or having to apply with 5 or 6 (sometimes more) before you find out you found the right lender. CashPal does all the hard work. At CashPal we offer super-fast same day loans.


What are the fees for a Cash advance loan?

It is very common to ask this question and at CashPal we cannot stress enough how important it is to know exactly what the fees are when applying for a cash loan to repair your car. please visit the cost page on the CashPal website and read all the information carefully before applying for a cash loan to repair your car. You can also visit the FAQ page on the Cash Pal website which answers a lot of questions our client has asked.


Although all costs and fees of a cash loan will depend on the lender below is what you can expect in regard to fees and cost:

Medium Amount Credit Contract (loans from $2001 to $4600), costs are:

  • Establishment fee: $400 flat fee.
  • Annual Percentage Rate: 48%.
  • Needs to be secured by a vehicle (car, boat, caravan or motorbike)
  • Direct debit dishonour fee in the event of a missed payment.

Large Amount Credit Contract (loans from $5,000 to $15,000), costs are:

  • Annual Percentage Rate: 21.24%
  • Needs to be secured by a vehicle (car, boat, caravan or motorbike)
  • Direct debit dishonour fee in the event of a missed payment.


Cash Advance Loan Centrelink or Bad Credit

Having bad credit or being on Centrelink does not automatically exclude you from being able to find a cash loan to repair your car and get you back on the road. The below is the only criteria to apply.

To be able to apply you must:

  • Has to be 18 years of age or over
  • Be an Australian citizen or permanent resident
  • Must be receiving a regular income for at least 90 days
  • Have a valid email and mobile number


Need more information about our Cash Pal?

If you have any questions about how Cash Pal can help find the right lender for you please don’t hesitate to contact our customer care team at or visit our FAQ page for more information.

Ready to get your cash advance loans? You can apply here within minutes