Small Cash loans? All The Info You Need

CashPal is happy to help you out because we get it. Sometimes life throws you unexpected fines and bills. CashPal thrives in helping people connect to lenders that offer small cash loans – because there are more important things to stress over than money.

Borrowing money is an effort no matter who you are. Even when you just need a small cash loan to get you through a rough patch. The effort of finding a lender to give you a small cash loan sometimes doesn’t feel worth it. CashPal understands this, truly. We want to invite you to a space where small personal loans are readily accessible. So, welcome to a place where you are understood, welcome to CashPal.

As you are most likely aware, there are many companies offering small cash loans, but how do you know who to choose? CashPal is all about efficiency, reliability and simplicity in the way it works with you. Preparing separate application processes is not only time consuming but can also be confusing and stressful. CashPal plays as the middleman between you and your personal loan, to find a loan lender that best suits you and your situation and delivers you small cash loans fast. Just apply here today, and we will start searching for a cash loan that fits your needs.

The team at CashPal get it, you have to be careful. The internet is a jungle that can sometimes lead you to a route of a faulty deal or a complete scam. What you can be 100% sure of with CashPal, is that we only work with highly reputable lenders that are transparent about their repayment terms and interest, from the moment your relationship begins. So if we say we have found you a small cash loan lender that can help, we honestly mean it! We also provide a range of information on how to borrow money and make informed decisions.

So, What Does Small Cash Loans Mean?

A small cash loan is a particular personal loan that is not secured against any of your assets such as a car, or your house. Mostly considered when needing to pay an emergency expense as you generally receive the amount borrowed in a lump sum. In most cases, you pay the borrowed money back through a money process within a time frame agreed by you and the lender lending you the cash. The interest rate on your loan is determined by your credit score.

Does Cashpal Even Offer Small Cash Loans?

The answer is YES! No matter your situation, we guarantee we will try our very best for you. CashPal offers a range of short-term loans, including small cash loans or even bad credit loans or no credit check loans.

There are options, check them out below:

Loan Type Amount AUD ($) Term
Medium Personal Loan $2,001 – 4,600 13 – 24 months
Large Personal Loan $5,000 – 10,000 13 – 24 months


CashPal wants you to understand how your small cash loan works, no matter the size, no matter the time frame. You will be provided with a complete breakdown of the repayment process that will include the principal amount, establishment amount and reducing interest amount. To make it even easier, we offer the option of a weekly instalment system that allows you to manage your money smartly. This takes away some of the anxiety of big bills to pay your loan back and allows you to still live a normal life around your repayments.

You can even see what your repayment amount is likely to be, by putting your loan information into our handy quick online loans calculator. This will help you understand your credit score and what you’re entitled to regarding loan amounts. It is a good way to manage your situation before even applying for any personal loans or being in contact with any lenders. Any questions you have, you can get in contact with us to discuss your options.

Cashpal Small Cash Loans Process

CashPal is a lender-finder platform that is completely online. So yes, you can lend money in the comfort of your own home. Our process has been deliberately set up to ensure convenience and simplicity. CashPal casually eliminates the ever-so-tedious step of phone calls and appointments that involve intrusive questions and unnecessary hold-ups just for a simple loan. Instead, all that is required is a simple electronic application form to start lending!

We have no desire to burden your time with lengthy, complicated questions. In fact, we really only want to know the elements that are completely necessary to set you up with a lender. We just want to know:

  • The loan amount you need
  • Your repayment length
  • Why do you need the loan
  • Current employment status and salary
  • Bank statements
  • + an other minor details

Providing as much information about your employment situation and outgoings that you know can come in handy when we are searching for your lender. CashPal ensures they will be direct and transparent with you about your loans and trusts you will be the same.

A lender will ask to view your bank statements as proof of income and expenditure. Yet, don’t stress! this is just their way of verifying whether or not you will be capable to meet the repayment terms of the proposed contract. CashPal’s system will only need a read-only copy of your bank statements to help us find you a lender. Regarding Centrelink payments, your lender may need access to your myGov account to verify details. Other documents may be necessary depending on the lender but no fear, everything is confidential and dealt with very professionally.

It’s often asked if small loans with no credit check are available. If it is a bad credit rating you’re worried about, don’t be! CashPal has many options for all different types of situations, including small loans for bad credit on the same day of application. While CashPal will not perform a credit check, the lender we pair you with may.

You Choose What Is Right For You:

Things come up, bills are due, unexpected events unfold. We get it. Keeping on top of finances is no-one’s favourite job, especially when you can’t exactly afford to at the time. Rather than watching a debt brew, maybe considering a quick small loan is a feasible option. Depending on when your application is submitted, you could small same day loans to ease the pressures.

CashPal does not only try to understand you but also tries to protect you. Everything is in your hands, no secrets or a sly catch that causes more trouble than a small loan is worth. CashPal connects you with lenders that are rightly suited to you and your lifestyle, so you don’t feel like you are paying your whole week’s paycheck just to break even with your debts. We are completely on your side.

So How Long Does It Take?

Applying for a loan probably means you need the money as soon as possible! Our 100% online application speeds up the process, cutting out all the timely steps like all the waiting lines and enduring the painful phrase that we’re all becoming a bit too familiar with: “I’m just going to put you on hold.” We’ve all had to complete our daily errands while tolerating the mind-numbing, classical playlist on the speakerphone with the anxiety that you’re next in line but MAY miss your turn due to being in the shower or taking out the trash.

Looking for a small online loan? CashPal tries to connect our clients with the right lenders quickly to ensure you get ahold of your cash emergency in a timely fashion. At the same time, our team of lenders make the approval process of your application their priority to minimize your waiting window. In fact, we do our best to try and provide you with an instant cash loan on the same day.

Applying within our business hours heightens the potential of receiving the cash the same day of your application. Just to put all this in perspective, provided everything runs smoothly, the application process can be completed within 60 minutes. So really, you could be receiving the cash you need within an hour of applying for it. Of course, this will depend on the individual lender and your bank – the funds should be in your account by the next business day. A small effort for a small loan!

Who Is Eligible?

The daunting question everyone faces when considering applying for a loan is if you are actually eligible. Will they look at my credit history and reject me right at the door? Do I even have a chance of getting some financial help even though I haven’t had the best luck with money in the past? All these queries are very normal and CashPal is happy to free you from your financial anxiety. We just want to ask; are you

  • 18 years or older?
  • Proof of earning a regular income into a personal bank account for at least the past 90 days?
  • An Australian citizen or have permanent residency?
  • In possession of a direct contact number and email address?

If you pass this checklist then you are ready to get some small loans! If you’re everything on this list you are officially ready to apply! Any questions about this or anything to do with our services, please don’t hesitate to contact us and talk to a member of our team today.

Time To Apply:

We’ve said it once and we’ll say it again; CashPal offers efficiency, simplicity and reliability. Filling out a CashPal’s online loan form will only take a few minutes out of your day. After submitting, you will be answered if we can help you with your loan! All applications must be submitted via our website and preferably during our regular business hours to ensure the fastest response.

Monday – Thursday: 8am to 6pm
Friday: 8am to 4pm EST

Apply today!