Are you looking for an instant loan – need cash in a hurry? CashPal can match you with a lender in an instant. The stress of a financially challenging situation does not have to get the better of you – let CashPal do all the hard work. No credit check loans online instant approval means you get the cash you want ASAP!
How Quickly Can I Get The Cash?
We have done everything we can to ensure our process is as streamlined as possible so you can apply for your cash instantly and 100% online. All we need from you are the details. Filling out an application form can be done in a matter of minutes and you could have money in your account by the end of the day – talk about instant cash!
Don’t suffer through an unexpected cash emergency alone, CashPal is here to help. We do our best every day to connect our clients with instant cash lenders without the fuss and without the long waiting time. Our panel of lenders do their best to make the application and approval process as quick as possible.
We do all the hard work for you. Don’t waste an entire day searching google for a lender that is going to meet your needs. Put your trust in CashPal to help you find lenders that will do their best to get you the cash you need as quickly as possible – without any fuss. All you need to do is submit your application 100% online. Heck, you can even do it in the comfort of your own home with a coffee in your hand.
Get on with what really matters to you and let us focus on getting you the cash you need today!
Instant Loans Online Bad Credit
We know, it’s a mouthful. To put it simply – bad credit shouldn’t stop you from applying for an instant loan. Although some of our lenders do look at your credit rating it will not typically be the only deciding factor. Our lenders prefer to look to the future and how you can pay off the loan. Lenders can have to take a look at what you currently earn and whether there are steady transactions being made in your account.
No need to stress – you can rest easy knowing that we can help you find a lender.
Instant Unsecured Loans
An unsecured loan cuts out the finer details – no collateral needed. CashPal will try and hook you up with a lender that can provide an unsecured loan that suits your lifestyle. If you are a student, with no assets, looking for fast money to settle an unexpected expense then an unsecured loan might be a good option.
If you have had an unexpected bill pop up – maybe that toothache has turned into a nasty root canal that is going to leave you thousands out of pocket. Bet you didn’t plan for that! What you need is fast accessible cash without the long wait time. Instant approval online allows you to get the cash when you need it, on your terms. Instant cash loans when you need approval today. Very fast cash loans without the fuss.
Receiving Centrelink Payments – Can I Still Apply For Instant Cash Loan Today?
Due to the fact that CashPal focuses mostly on your ability to pay back your instant cash loan any Centrelink payments you do receive can be taken into consideration. So, the percentage of your income that comes from Centrelink payments must meet the criteria of a lender we match you with.
We always do our best to find the most convenient outcome for our clients and this means matching you with a lender that meets your personal needs and circumstances. Receiving Centrelink payments does not necessarily mean you are not eligible for an instant personal loan, we will always do our best to match you with a compatible lender.
We believe all of our clients should be given the opportunity of a leg up at a time when they need it the most, so we do our best to give every client a fair go!
Instant Cash Loans Today – What Can I Use It For?
You never know when the unexpected will occur. You may have every expense planned in a day by day budget but have no cash left over for that car repair that strikes on a Monday morning just as you are already running late for work. We can plan for the day to day – rent, food, car repayments and registration, petrol, phone bills, electricity costs – but we do not have a crystal ball. Maybe you decided to head to the beach for the weekend and got stung with a ridiculously overpriced parking ticket or maybe you have just received a speeding fine that you definitely were not expecting.
It can be extremely daunting to face unexpected financial challenges alone whilst trying to keep our head above water with regular ongoing expenses – we all know that they will keep coming, the bills will stop at nothing! CashPal is here to give you a helping hand when you really need it. Why struggle – when you can get an instant cash loan today – we will match you with a lender that will suit your lifestyle and individual circumstance.
Don’t let the bills get the better of you, get instant cash loans today with CashPal. Why sacrifice the things you love? Why deprive yourself of the morning coffee run because you have been stung with a hefty speeding fine. Get instant approval when you need a cash loan today. Bad credit rating? CashPal will look to the future, not the past, so there is nothing holding you back. Ask for a little help from CashPal today with a fast approval cash loan. We all need a helping hand sometimes.
What Documents Will I Need?
CashPal is a lender finder service which means we manage your application and find a lender that we think will best manage your circumstance. Basically, we do all the hard work for you. We are 100% online often getting you the result you are looking for in the shortest turnaround time possible.
In order to find a lender that best matches your circumstance, we will need to access a read-only copy of your bank statements. Don’t worry – this is just procedure. If you receive Centrelink payments the lender we match you with may also need access to your MyGov account in order to verify your payments. No stress, this is also just a formality. We will always do our best to find you a compatible lender when you need quick online loans today.
As mentioned, CashPal is a lender finder. Due to this, we only handle the initial application process meaning we will not need any of the supporting documentation. As part of the application process with the lender, you may need to supply additional documents such as payslips or bills. However, the lender will make this process clear and simple for you. These documents are needed first to confirm your identity but also your personal circumstances. This is a normal procedure when applying for an unsecured loan.
The requirements for an instant cash loan will often differ from lender to lender. However, the lender we match you with guides you through their application and approval process as quickly and as smoothly as possible.
Will CashPal Call My Employer Or Work Colleagues?
CashPal will not call your employer or work colleagues, however, our lender may need to do a routine employment check. Not too worry at all though – this is perfectly normal, it just a part of the approval process.
Our partner-lenders value your business and always hold your privacy in the highest regard. Nothing personal will ever be disclosed to your employer. A routine employment check is usually the only reason they will ever need to be contacted regarding your instant cash loan.
How Quickly Can I Get The Cash?
At CashPal we do our best to provide you with an instant cash loan on the same day. This process involves matching you with a lender who will provide the instant cash. If you apply within business hours then you may receive the cash on the same day. This will depend, however, on any checks that our lender may need to carry out to get you the cash as well as the bank you are with.
Provided that everything goes to plan the application process can be completed within 60 minutes. The cash could be in your account within the hour. If you bank with the same institution as your lender this will allow you to receive the money quicker. However, if you do not bank with the same bank as your lender the fast cash may be in your account on the next business day.
What Do Quick Cash Loans Cost?
The cost of your instant cash loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves. Unless the lender we match you with states otherwise you can expect to pay something similar to this on your instant cash loan…
*Small Amount Credit Contract (loans from $500 to $2000), costs are:
- Establishment fee: 20% of loan principal.
- Flat monthly fee: 4% of loan principal.
Medium Amount Credit Contract (loans from $2001 to $4600), costs are:
- Establishment fee: $400 flat fee.
- Annual Percentage Rate: 48%.
Must be secured by a vehicle (car, boat, caravan or motorbike)
Large Amount Credit Contract (loans from $5,000 to $15,000), costs are:
- Annual Percentage Rate: 21.24%
Must be secured by a vehicle (car, boat, caravan or motorbike)
Other fees may be applied in the even of missed/amended repayments.
*This is only an estimate. The lender that CashPal matches you with is subject to their own fees/charges, terms and conditions.
How Can I Pay Back My Instant Cash Loan?
An instant cash loan must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. When a lender has approved your loan they will be able to help you set up a direct debit. This will mean the money will be taken from your account on the agreed upon basis.
You will not need to do any of the payments manually as this process is automated – you will just need to make sure the correct amount of money is in your account in time for the payment to be taken.
If a payment does bounce from your account you may incur a dishonour fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.
If you believe that you won’t be able to make an upcoming payment is important you let your lender know as soon as possible. This will allow you to possibly make an alternative arrangement. This is at the discretion of the individual lender.
How Can I Apply?
Our application process is as simple as they come – 100% online, including your application process. Once you have submitted your application we will do a quick assessment. We will then let you know if we can help you. This should only take a few minutes. CashPal will then match you with a lender that will hook you up with instant cash.
If you’re a fan of what the lender is prepared to offer you then you can accept. If you’re not – that’s okay, you don’t have to accept. Once you’ve accepted your contract your lender will send you the funds straight to you. It’s as easy as that! No fuss, just instant cash loans – 100% online.