Centrelink Loans


You can still apply for a cash loan through CashPal, even if you are receiving Centrelink payments. If Centrelink payments are the main source of your income, some of our lenders will assess your application just like any other application. As long as you fulfill the list of CashPal’s eligibility requirements, you can apply for a loan through CashPal for Centrelink loans, even when you are receiving Centrelink payments. Here is a list of Cashpal’s eligibility requirements that you need to fulfill to be able to apply:

  • You need to be 18 years old or over to apply for Centrelink loans
  • You have been paid a regular income into a personal bank account for at least the past 90 days from Centrelink;
  • You have to be an Aussie citizen, or have permanent residency;
  • You have a direct contact phone number and email address.
Centrelink Loans
Responsible Centrelink Loans

If you meet all the necessary eligibility requirements listed above, you can apply for a cash loan through CashPal, even when you are receiving Centrelink payments. You don’t need to worry as all our lenders will only approve your cash loan if they believe you can repay the payments comfortably.

No matter what your financial situation is, we are here to help you find the perfect lender who will suit your needs. Our team of lenders is generous and understands your financial needs. You don’t have to be afraid to get in touch with them and consult with them about the things that you need and how they can help. You can count on us to give you the best lender-finding service in Australia!

How Quickly Can I Get A Centrelink Loan?

At CashPal we do our best to provide you with an instant cash loan on the same day. This process involves matching you with a lender who will provide your Centrelink loan. If you apply within business hours then you may receive the cash on the same day, some call these same day loans. This will depend, however, on any checks that our lender may need to carry out to get you the cash as well as the bank you are with.

Provided that everything goes to plan the application process can be completed within 60 minutes. The cash could be in your account within the hour. If you bank with the same institution as your lender this will allow you to receive the money quicker. However, if you do not bank with the same bank as your lender the fast cash may be in your account on the next business day.

What Does Centrelink Loans Cost?

The cost of your Centrelink loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves.

If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.

How Can I Pay Back My Centrelink Loans?

A Centrelink cash loan must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. When a lender has approved your loan they will be able to help you set up a direct debit. This will mean the money will be taken from your account on an agreed-upon basis.

You will not need to do any of the payments manually as this process is automated – you will just need to make sure the correct amount of money is in your account in time for the payment to be taken.

If a payment does bounce from your account you may incur a dishonor fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.

If you believe that you won’t be able to make an upcoming payment is important you let your lender know as soon as possible. This will allow you to possibly make an alternative arrangement. This is at the discretion of the individual lender.

How Can I Apply For Centrelink Loans?

Our cash loan application process is as simple as they come – 100% online, including your application process. Once you have submitted your application we will do a quick assessment. We will then let you know if we can help you. This should only take a few minutes. CashPal will then match you with a lender that will hook you up with instant cash.

If you’re a fan of what the lender is prepared to offer you then you can accept, If you’re not – that’s okay, you don’t have to accept it is simply your call. Once you’ve accepted your contract your lender will send the funds straight to you. It’s as easy as that! No fuss, just instant cash loans – 100% online.