How do I apply for a personal loan?

Quick and Easy Personal Loan Application Process

You can apply for a loan from CashPal by filling in and submitting your application online via our mobile-friendly, super easy 100% online website. The application process is very simple, and you can contact us if you need assistance with filling in the application. We will guide and help you every step along the way. If you want to reach out to us directly, you can fill out the contact us form online or send us an email.

Before applying, you should be aware of our terms and conditions and we advise you to read that first. You must also meet the eligibility requirements we have to be able to apply for a personal loan. Nevertheless, you don’t need to worry, because our eligibility requirements are simple. Below is a list of our eligibility requirements:

• You need to be 18 years old or over;
• You have been paid a regular income into a personal bank account for at least the past 90 days;
• You have to be an Aussie citizen, or have permanent residency;
• You have a direct contact phone number and email address.

If you meet all the eligibility requirements stated above, you are more than welcome to apply for our services online.

No matter what your financial position is, we are here to help you find the perfect lender who will suit your needs. You don’t have to be afraid to get in touch with them and consult with them the things that you need and how they can help. You can count on us to give you the best lender-finding service in Australia!

How Quickly Can I Get The Cash?

At CashPal we do our best to provide you with an instant cash loan on the same day. This process involves matching you with a lender who will provide the instant cash. If you apply within business hours then you may receive the cash on the same day. This will depend, however, on any checks that our lender may need to carry out to get you the cash as well as the bank you are with.

Provided that everything goes to plan the application process can be completed within 60 minutes. The cash could be in your account within the hour. If you bank with the same institution as your lender this will allow you to receive the money quicker. However, if you do not bank with the same bank as your lender the fast cash may be in your account on the next business day.

What Do Quick Cash Loans Cost?

The cost of your instant cash loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves.

If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.

How Can I Pay Back My Instant Cash Loan?

An instant cash loan must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. When a lender has approved your loan they will be able to help you set up a direct debit. This will mean the money will be taken from your account on the agreed-upon basis.

You will not need to do any of the payments manually as this process is automated – you will just need to make sure the correct amount of money is in your account in time for the payment to be taken.

If a payment does bounce from your account you may incur a dishonour fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.

If you believe that you won’t be able to make an upcoming payment is important you let your lender know as soon as possible. This will allow you to possibly make an alternative arrangement. This is at the discretion of the individual lender.

How Can I Apply for a Personal Loan?

Our application process is as simple as they come – 100% online, including your application process. Once you have submitted your application we will do a quick assessment. We will then let you know if we can help you. This should only take a few minutes. CashPal will then match you with a lender that will hook you up with instant cash.

If you’re a fan of what the lender is prepared to offer you then you can accept. If you’re not – that’s okay, you don’t have to accept. Once you’ve accepted your contract your lender will send you the funds straight to you. It’s as easy as that! No fuss, just instant cash loans – 100% online.