When can I apply?

You can fill out the application on our website at any time of the day. However, we can only process your submitted applications during regular business hours. We operate from Monday to Thursday – 8 AM to 6 PM EST; and on Friday – 8 AM to 4 PM EST. Nevertheless, you can still apply and contact us outside of business hours. We will try our best to respond as soon as possible, you will get a definite and reassuring response the next day.

Before applying, you should be aware of our terms and conditions and we advise you to read that first. You must also meet the eligibility requirements we have to be able to apply for a personal loan. Nevertheless, you don’t need to worry, because our eligibility requirements are simple. Below is a list of our eligibility requirements:

• You need to be 18 years old or over;
• You have been paid a regular income into a personal bank account for at least the past 90 days;
• You have to be an Aussie citizen, or have permanent residency;
• You have a direct contact phone number and email address.

If you meet all the eligibility requirements stated above, you are more than welcome to apply for our lender finding services online.

What Do Quick Cash Loans Cost?

The cost of your instant cash loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves.

If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.

How Can I Pay Back My Instant Cash Loan?

An instant cash loan must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. When a lender has approved your loan they will be able to help you set up a direct debit. This will mean the money will be taken from your account on the agreed upon basis.

You will not need to do any of the payments manually as this process is automated – you will just need to make sure the correct amount of money is in your account in time for the payment to be taken.

If a payment does bounce from your account you may incur a dishonour fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.

If you believe that you won’t be able to make an upcoming payment is important you let your lender know as soon as possible. This will allow you to possibly make an alternative arrangement. This is at the discretion of the individual lender.

How Can I Apply?

Our application process is as simple as they come – 100% online, including your application process. Once you have submitted your application we will do a quick assessment. We will then let you know if we can help you. This should only take a few minutes. CashPal will then match you with a lender that will hook you up with instant cash.

If you’re a fan of what the lender is prepared to offer you then you can accept. If you’re not – that’s okay, you don’t have to accept. Once you’ve accepted your contract your lender will send you the funds straight to you. It’s as easy as that! No fuss, just instant cash loans – 100% online.