What do I need to do as a borrower?

As a  borrower,  CashPal lender finding service is simple, you just need to tell us what your requirements are for you to give loan, what type of loans are you after and how long you wish to repay your loan back. After we have all that information required through our online application process, including confirming your identity and application, then you are good to go. Let us do our job by finding you the right lender, connecting you with lender is what Cash Pal does. After connecting you with them and once approved, the lender will contact you and issue you a contract to ensure you are happy with the terms.

Our simple and easy to use online application form will guide you through all the information Cash Pal require to find a suitable lender. Once the lender contacts you they may or may not require additional information. All applications are unique and our lenders will ensure they have all the necessary information before they require.

How Quickly Can I Get The Cash?

At CashPal we do our best to provide you with an instant cash loan on the same day. This process involves matching you with a lender who will provide the instant cash. If you apply within business hours then you may receive the cash on the same day. This will depend, however, on any checks that our lender may need to carry out to get you the cash as well as the bank you are with.

Provided that everything goes to plan the application process can be completed within 60 minutes. The cash could be in your account within the hour. If you bank with the same institution as your lender this will allow you to receive the money quicker. However, if you do not bank with the same bank as your lender the fast cash may be in your account on the next business day.

What Do Quick Cash Loans Cost?

The cost of your instant cash loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves.

If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.

How Can I Pay Back My Instant Cash Loan?

An instant cash loan must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. When a lender has approved your quick loan they will be able to help you set up a direct debit. This will mean the money will be taken from your account on an agreed-upon basis.

You will not need to do any of the payments manually as this process is automated – you will just need to make sure the correct amount of money is in your account in time for the payment to be taken.

If a payment does bounce from your account you may incur a dishonour fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.

If you believe that you won’t be able to make an upcoming payment is important you let your lender know as soon as possible. This will allow you to possibly make an alternative arrangement. This is at the discretion of the individual lender.

How Can I Apply?

Our application process is as simple as they come – 100% online, including your application process. Once you have submitted your application we will do a quick assessment. We will then let you know if we can help you. This should only take a few minutes. CashPal will then match you with a lender that will hook you up with instant cash.

If you’re a fan of what the lender is prepared to offer you then you can accept. If you’re not – that’s okay, you don’t have to accept. Once you’ve accepted your contract your lender will send you the funds straight to you. It’s as easy as that! No fuss, just instant cash loans – 100% online.