CashPal only handles the initial application and provide you with effective lender-finding service. Therefore, CashPal does not require you to submit any supporting documents to us other than a read-only copy of your bank statements and identification. This document is required in order to find you a suitable lender. However, please note that your lender might require you to provide supporting documents to help support your case for a loan. Lenders will be looking to confirm your identity and your personal circumstances to look at the options on how to help you with a loan.
Your lender might need several supporting documents, including copies of bank statements, payslips, and/or bills. If you are receiving Centrelink payments, your lender might ask you to verify your myGov account by accessing it. However, please keep in mind that this is up to the lender what documents he requires from you as CashPal only manages your application for our lending-finding service. The documents and other requirements might differ from lender to lender, so we advise you to wait until we find the most suitable lender for you, before checking what requirements you need to provide them with.
No matter what your financial issues are, we are here to help you find the perfect lender who will suit your needs. Feel free to contact our team at CashPal for further information regarding this matter or even for consultations regarding loans. You can reach us by filling out the contact us form online from our website, or you can send us an email.
What Do Quick Cash Loans Cost?
The cost of your instant cash loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves.
If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.
How Can I Pay Back My Instant Cash Loan?
An instant cash loan must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. When a lender has approved your loan they will be able to help you set up a direct debit. This will mean the money will be taken from your account on the agreed upon basis.
You will not need to do any of the payments manually as this process is automated – you will just need to make sure the correct amount of money is in your account in time for the payment to be taken.
If a payment does bounce from your account you may incur a dishonour fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.
If you believe that you won’t be able to make an upcoming payment is important you let your lender know as soon as possible. This will allow you to possibly make an alternative arrangement. This is at the discretion of the individual lender.
How Can I Apply?
Our application process is as simple as they come – 100% online, including your application process. Once you have submitted your application we will do a quick assessment. We will then let you know if we can help you. This should only take a few minutes. CashPal will then match you with a lender that will hook you up with instant cash.
If you’re a fan of what the lender is prepared to offer you then you can accept. If you’re not – that’s okay, you don’t have to accept. Once you’ve accepted your contract your lender will send you the funds straight to you. It’s as easy as that! No fuss, just instant cash loans – 100% online.