Can I apply for a personal loan?

There are just a few basic requirements that must be met before you can apply with Cash Pal. You must: 1. Be 18 years old or over 2. Have been paid a regular income into a personal bank account for at least the past 90 days; 3. Be an Aussie citizen, or have permanent residency; 4. Have a direct contact phone number and email address.

Can I apply for a small personal loan if I receive Centrelink payments?

Provided you meet the eligibility requirements, you can apply. This includes the income requirement, which can include Centrelink payments. Once you submit your application form, we’ll do our best to find a lender that can offer quick cash loans to Centrelink recipients.

How does the loan application process work?

To apply with our lender-finding service, head over to our application form. It’s 100% online and should only take a few minutes. You can also make use of our loan calculator to get an idea of what your loan might look like. Simply adjust the slider to select the amount you would like to borrow, and the repayment period you’d prefer. However, keep in mind that these are just examples. Once you’ve applied, we’ll get to looking for a lender. We always aim to provide fast outcomes, so we’ll do our best to inform you of the results of our search as quickly as possible. If we find a lender for you, we’ll refer you to them and they will then conduct their own assessment of your loan application.

What documents do I need for a small personal loan?

We only manage your application for our lender-finding service, and searching for a lender for you. During that process, we will access a read-only copy of your bank statements in order to find a lender. If you are receiving Centrelink payments, your lender may also require you to access your myGov account to verify this. Since we only handle the initial application and lender-finding, we won’t need you to submit any supporting documentation to us. You might need to supply your loan provider with copies of bank statements, payslips, and/or bills, for example. They’ll be looking to confirm both your identity and your personal circumstances. The requirements may differ from lender to lender, so it’s probably best to wait for if we find a provider for you, then check what their requirements are.

Are you going to call my boss when I apply for a small personal loan?

We will not. However, your lender could do a quick employment check. Not to worry! Our partner lenders employ well-trained operators who would never disclose any personal information about you or your application to your employer.

How do I apply for a small personal loan?

We are 100% online, including our application process. All applications must be submitted via our mobile friendly website. If you need to get in touch with us directly, you can do so by filling out a contact form or sending us an email.

Can I get a no credit check personal loan?

That will depend on your lender. Some of the lenders we deal with conduct credit checks, while others do not. Regardless, the lenders we can find won’t typically reject you just for having a bad credit score.

When can I apply for a small personal loan?

Applications can be submitted any time via our website, but we only process applications during regular business hours. Our hours are: Monday to Thursday – 8am to 6pm Friday – 8am to 4pm EST. If you apply or contact us outside of business hours, we will respond the next business day.

When do I get small personal loan money?

This will depend on your lender. If you have a different bank to your lender, it may take longer for the money to be transferred.

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Need to Find Car Loans?

Sometimes, finding the right car loans can feel like you’re trying to avoid never-ending potholes at full speed. It’s messy, difficult, and almost impossible to avoid all of the speedbumps. To say that it’s a journey would be an understatement. It’s usually the case that picking the right car is actually easier than picking the right car finance.

And yet, here you are trying to navigate the world of car loans with the intention of buying a car on finance. Well, worry not, because CashPal is here to help and make sure you are matched with the right finance for you. CashPal is an Australian award-winning marketplace for all things loans and now for car loans!

If you’re familiar with CashPal, you’ll already know that we are a lender finder that specialise in personal loans of up to $15,000 including short term loans. The good news is that CashPal is branching out and now helping even more Australians like yourself get the car loans that they need. Have we caught your interest yet? Good! Read on to discover CashPal newest service for car loans and how we can potentially help you.

CashPal Car Loans: Your Gateway to Easy and Flexible Car Financing

Expanding to Car Loans

Exciting news for prospective car buyers! CashPal has now expanded into the car loan sector, offering larger loan amounts and accommodating even those with less-than-perfect credit histories. If you’re considering purchasing a new vehicle and prefer to finance it, CashPal is equipped to assist you seamlessly.

Tailored Broker-Finding Service

We’ve developed a specialized broker-finding service to enhance your car buying experience. Our brokers, who are highly experienced and committed to ongoing training, are dedicated to sourcing the best lenders for your specific needs. This commitment ensures you receive top-tier service and loan options tailored just for you.

What Types of Car Loans Does CashPal Offer?

CashPal offers a range of fully customizable car loans. You can apply for amounts ranging from $500 to $15,000 with flexible repayment terms of 1 to 7 years, based on discussions with your broker and lender to best suit your financial circumstances.

Who Can Apply for a CashPal Car Loan?

Our eligibility criteria are straightforward, ensuring a hassle-free process:

At least 18 years old.
An Australian citizen or permanent resident.
Holder of an Australian driver’s license.
Receiving a regular working income into a personal bank account for at least the last 3 months.
A credit score of 400+.

Simplified Application Process

Step 1: Submit an Online Application

Start by filling out our online application form. It’s quick and simple—just let us know how much you need, and provide a few personal details.

Step 2: We Find You a Car Loan Broker

After receiving your application, we’ll quickly match you with an experienced broker who will contact you to discuss further details.

Step 3: Pre-approval

Your broker will work directly with you to secure pre-approval for your car loan, ensuring you know exactly what you can afford when you head to the dealership.

Required Information for a Car Loan Application

We keep it simple:

Personal details such as your name, date of birth, and address.
A mobile number for contact.
An email address for communications.

Bad Credit? No Problem!

CashPal and our network of brokers and lenders understand that not everyone has a perfect credit history. We focus on your overall financial health, not just your credit score. Our brokers will consider all aspects of your financial situation to find the most suitable lender for you.

Will There Be a Credit Check?

While CashPal does not perform credit checks, the lender your broker finds might conduct one as part of their assessment process. However, remember that many lenders consider more than just your credit score when evaluating your application.

Why Choose CashPal?

Our broker-finding service sets a new standard in car finance, offering flexibility, reliability, and a streamlined application process. Whether you’re looking to finance a new or used car, CashPal can help accelerate your journey to owning your dream vehicle.

Ready to Get Started?

Apply now with CashPal’s professional online broker-finding service! If you have any questions or need assistance with your application, feel free to call us at 1300 471 328. We’re here to make your car financing experience as smooth and straightforward as possible.