Cash Loan FAQ’s

Ahoy! So you know our name but do you even know our story? CashPal’s here to be a friend to you when money’s a bit tight. We’re experts in lending that can offer quick cash loans (if we do say so ourselves). If you’re eligible, we’ll do our best to give you a loan as soon as possible, so you’re not kept waiting because when we say we are fast! We mean it!

If you meet the below, you can. There are just a few basic requirements that must be met before you can apply with CashPal. You must:

• Be 18 years old or over;
• Have been paid a regular income into a personal bank account for at least the past 90 days;
• Be an Aussie citizen, or have permanent residency;
• Have a direct contact phone number and email address.

Learn more about applying for personal loans

Provided you meet the eligibility requirements, you can apply. This includes the income requirement, which can include Centrelink payments. Once you submit your application form, you can get approved within the same business day, provided you submit within regular business hours.

Learn more about Centrelink loans

To apply for a loan, head over to our application form. It’s 100% online and should only take a few minutes. You can also make use of our loan calculator to get an idea of what your loan might look like. Simply adjust the slider to select the amount you would like to borrow, and the repayment period you’d prefer. However, keep in mind that these are just examples.

Once you’ve applied, we’ll assess your income and affordability. We always aim to provide fast outcomes, so we’ll do our best to inform you of the results of our search as quickly as possible.

Learn more about how quick cash loans work

We manage your application for our from submission of the documents up to the repayments. During that process, we will access a read-only copy of your bank statements in order to approve you for a loan you can afford. If you’re receiving Centrelink payments, we may also require you to access your myGov account to verify this.

You might need to supply copies of bank statements, payslips, and/or bills, for example. We’ll confirm both your identity and your personal circumstances.

Learn more about the documents needed for a loan

Usually, we don’t call employers. Depending on your situation, we may give your employer a quick check. Not to worry! We employ well-trained operators who would never disclose any personal information about you or your application to your employer.

Learn more about employment checks

We are 100% online, including our application process. All applications must be submitted via our mobile-friendly website. If you need to get in touch with us directly, you can do so by filling out a contact form or sending us an email.

learn more about applying for quick cash loans

As part of our responsible lending practices, we’re required to do basic credit checks. Still, this doesn’t mean that you’re disqualified for a loan. We take a look at your recent income and bank statements to assess your capacity to afford repayments.

learn more about no-credit check loans

Applications can be submitted any time via our website, but we only process applications during regular business hours.
Our hours are:
Monday to Thursday – 8am to 6pm
Friday – 8am to 4pm EST.

If you apply or contact us outside of business hours, we will respond the next business day.

Learn more about when you can apply for a loan

In most cases, after approval and signing the loan offer, fund transfers can happen within the same day. Or if you’re using OSKO, funds can be received within 1 hour.

Learn more about when you get your money when apply for a loan