Cash Loan FAQ’s

Ahoy! So you know our name but do you even know our story? CashPal’s here to be a friend to you when money’s a bit tight. We’re experts in finding lenders that can offer quick cash loans (if we do say so ourselves). If you’re eligible, we’ll do our best to find a lender as soon as possible, so you’re not kept waiting because when we say we are fast! We mean it! With have instant outcomes at CashPal for quick cash loans.

If you meet the below, you can. There are just a few basic requirements that must be met before you can apply with CashPal. You must:

• Be 18 years old or over;
• Have been paid a regular income into a personal bank account for at least the past 90 days;
• Be an Aussie citizen, or have permanent residency;
• Have a direct contact phone number and email address.

Learn more about applying for personal loans

Provided you meet the eligibility requirements, you can apply. This includes the income requirement, which can include Centrelink payments. Once you submit your application form, we’ll do our best to find a lender that can offer quick cash loans to Centrelink recipients.

Learn more about Centrelink loans

To apply with our lender-finding service, head over to our application form. It’s 100% online and should only take a few minutes. You can also make use of our loan calculator to get an idea of what your loan might look like. Simply adjust the slider to select the amount you would like to borrow, and the repayment period you’d prefer. However, keep in mind that these are just examples.

Once you’ve applied, we’ll get to looking for a lender. We always aim to provide fast outcomes, so we’ll do our best to inform you of the results of our search as quickly as possible. If we find a lender for you, we’ll refer you to them and they will then conduct their own assessment of your loan application.

Learn more about how quick cash loans work

We only manage your application for our lender-finding service and searching for a lender for you. During that process, we will access a read-only copy of your bank statements in order to find a lender. If you are receiving Centrelink payments, your lender may also require you to access your myGov account to verify this.

Since we only handle the initial application and lender-finding, we won’t need you to submit any supporting documentation to us. You might need to supply your loan provider with copies of bank statements, payslips, and/or bills, for example. They’ll be looking to confirm both your identity and your personal circumstances. The requirements may differ from lender to lender, so it’s probably best to wait for if we find a provider for you, then check what their requirements are.

Learn more about the documents needed for a loan

We will not. However, your lender could do a quick employment check. Not to worry! Our partner lenders employ well-trained operators who would never disclose any personal information about you or your application to your employer.

Learn more about employment checks

We are 100% online, including our application process. All applications must be submitted via our mobile-friendly website. If you need to get in touch with us directly, you can do so by filling out a contact form or sending us an email.

learn more about applying for quick cash loans

That will depend on your lender. Some of the lenders we deal with conduct credit checks, while others do not. Regardless, the lenders we can find won’t typically reject you just for having a bad credit score.

learn more about no-credit check loans

Applications can be submitted any time via our website, but we only process applications during regular business hours.
Our hours are:
Monday to Thursday – 8am to 6pm
Friday – 8am to 4pm EST.

If you apply or contact us outside of business hours, we will respond the next business day.

Learn more about when you can apply for a loan

This will depend on your lender. If you have a different bank to your lender, it may take longer for the money to be transferred.

Learn more about when you get your money when apply for a loan