How do I apply for a personal loan?
From application to cash in your bank, fast!
How much do ya need pal?
Applying will not affect your credit score
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CashPal TeamLast updated 27 November 2020
How do I apply for a personal loan?
You can apply for a loan from CashPal by filling in and submitting your application online via our mobile-friendly, 100% online website. The process is very simple, and you can contact usif you need assistance — we’ll guide you every step of the way. Before applying, read our terms and conditions and make sure you meet the eligibility requirements:
- You need to be 18 years old or over
- You have been paid a regular income into a personal bank account for at least the past 90 days
- You are an Australian citizen or have permanent residency
- You have a direct contact phone number and email address
Meet all of the above and you’re welcome to apply online. Whatever your financial position, we’re here to help you find the perfect lender for your needs — and you’re free to consult with them about exactly what you need and how they can help.
Speed, costs and repayments
How quickly can I get the cash?
We do our best to provide an instant cash loan the same day. Apply within business hours and the process can be completed within 60 minutes — the cash could be in your account within the hour if you bank with the same institution as your lender, or the next business day otherwise.
Costs and repayments
The cost depends on the lender we match you with — most can be flexible with fees, at their discretion, and your contract contains all relevant costs. Repay on time to prevent extra fees or defaults: your lender sets up an automated direct debit, so keep the correct amount in your account for each payment (dishonour fees are outlined in your contract), and tell your lender early if you expect trouble. Once you accept your contract, the funds are sent straight to you — no fuss, just instant cash loans, 100% online.
Need a loan that fits your situation?
Apply online in minutes and get an outcome fast — it won’t impact your credit score.
- MJ
- KZ