How do I pay my loan back?
From application to cash in your bank, fast!
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CashPal TeamLast updated 27 November 2020
How do I pay my loan back?
When your loan is approved, you set up a direct debit schedule aligned with your payday. Most lenders give you options for how and when you repay, as long as payments arrive on time — the amount and due dates matter, so keep them front of mind. Once approved, your lender outlines all the information you need, including payment dates, and guides you through every step.
Be aware there are regulations around loan payments: pay late and you may incur extra costs or defaults on your credit record. These rules exist to keep repayments on track. If you have questions, contact us via the online form or email — our team is happy to help with consultations and solutions for your financial situation.
Speed, costs and applying
How quickly can I get the cash?
We do our best to provide an instant cash loan the same day. Apply within business hours and the process can be completed within 60 minutes — cash could be in your account within the hour if you bank with the same institution as your lender, or the next business day otherwise.
Costs and applying
The cost of your loan depends on the lender we match you with; read your contract thoroughly for all relevant costs. Repayments run by automated direct debit — keep the correct amount in your account so payments don’t bounce (dishonour fees are outlined in your contract), and contact your lender early if you expect trouble. The application process is 100% online: quick assessment in minutes, matched with a lender, no obligation to accept, and funds sent straight to you once you do.
Need a loan that fits your situation?
Apply online in minutes and get an outcome fast — it won’t impact your credit score.
- MJ
- KZ