No Credit Check Loan? You Just Met Your Pal To Help

G'day! CashPal's here to be a friend to you when money's a bit tight. We're experts in finding lenders that can offer quick cash loans. If you're eligible, we'll do our best to find a lender for you as fast as possible, so you're not kept waiting.

Yes — you can still apply through CashPal while receiving Centrelink payments. If Centrelink is your main income source, our lenders assess your application like any other, as long as you meet the eligibility requirements. Lenders will only approve your loan if they believe you can repay it comfortably.

We do our best to provide an instant cash loan the same day. Apply within business hours and the process can be completed within 60 minutes — the cash could be in your account within the hour if you bank with the same institution as your lender, or the next business day otherwise.

The cost depends on the lender we match you with. Most of our lenders can be flexible with fees and costs, at their own discretion. If your application is approved, read your loan contract thoroughly — it contains all relevant costs.

Your lender helps set up an automated direct debit on the agreed basis — just keep the correct amount in your account in time for each payment. If a payment bounces you may incur a dishonour fee (outlined in your contract). If you think you'll miss a payment, tell your lender as soon as possible to arrange an alternative.

CashPal only handles the initial application, so we just need a read-only copy of your bank statements and identification to find you a suitable lender. Your lender may ask for supporting documents — bank statements, payslips and/or bills, or myGov verification if you receive Centrelink. Requirements differ from lender to lender, so wait until we find your match before checking theirs.

100% online. Submit your application, we do a quick assessment in a few minutes, then match you with a lender. If you like their offer, accept it — no obligation if you don't. Once you've accepted your contract, your lender sends the funds straight to you.