Personal Loans?
From application to cash in your bank, fast!
How much do ya need pal?
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CashPal TeamLast updated 27 November 2020
What do personal loans cost?
The cost of a personal loan depends on the amount you wish to borrow and your lender. Our lenders are open and upfront about their fees and associated costs — before proceeding, they’ll outline all fees with your loan should you be approved. Most can be flexible with fees and costs, though this is at the lender’s discretion, so if your application is approved, read your loan contract thoroughly — it contains all relevant costs.
When applying, use our loan calculator to get an idea of what your loan might look like — simply adjust the slider to select the amount you wish to borrow and your preferred repayment period. Keep in mind these are examples only.
Paying it back, and applying
How can I pay back my loan?
An instant cash loanmust be paid back on time to prevent extra fees, charges or defaults. Once approved, your lender helps set up a direct debit so money is taken from your account automatically on the agreed basis — you just need to ensure the correct amount is in your account in time. If a payment bounces, you may incur a dishonour fee (outlined in your contract). If you think you’ll miss an upcoming payment, tell your lender as soon as possible to arrange an alternative.
How can I apply?
Our application processis as simple as they come — 100% online. Submit your application, we run a quick assessment (only a few minutes), and match you with a lender. If you like the offer, accept it; if not, you don’t have to. Once you’ve accepted your contract, your lender sends the funds straight to you. No fuss — just instant cash loans, 100% online.
Need a loan that fits your situation?
Apply online in minutes and get an outcome fast — it won’t impact your credit score.
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