Need Cash Fast? CashPal’s Same Day Cash Loans Can Be Your Saving Grace
From application to cash in your bank, fast!
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Applying will not affect your credit score
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CashPal TeamLast updated 25 July 2019
Can you get a same day cash loan?
Same day cash loans are fast personal loans that a lender can fund on the same day you submit an application. If your application is approved, an online lender may be able to fund it by the end of the day, depending on when you apply. Looking for a lender you can trust? At CashPal, we understand your life is busy — not many of us have time to scroll through pages of Google searches trying to find the right lender. So, if an unexpected bill has popped up or you simply need some cash for the weekend, let CashPal find a lender for the job.
With CashPal you can apply immediately online for same day cash loans from $500 to $5,000, with repayment periods between 12 and 24 months. Online lenders can be flexible with applicants with poor credit — so if you have bad credit, you’re welcome to apply now. There’s no paperwork required, and if you submit during regular business hours, the CashPal team will do their best to get back to you with an outcome in just 60 minutes. As the middleman between you and your next lender, your one application can be instantly submitted to several different lenders for review — no wasting time applying to lender after lender all asking the same questions.
Same day cash loan questions, answered
What are the costs of same day cash loans?+
CashPal is a lender finder, so we can't speak for the fees and charges our partner lenders may impose. To view the potential costs associated with a personal loan, visit the CashPal costs page or the FAQ page for further information.
Can I apply if I receive Centrelink benefits?+
Receiving Centrelink payments does not automatically exclude you from applying. Online lenders may not base their assessment on the fact that you receive Centrelink, though your lender may look at what percentage of your income is drawn from Centrelink to assess whether a quick cash loan is right for you.
Can I get a cash loan with bad credit?+
The banks may have said no, and now you're looking for a lender to say yes. Cue CashPal. We find online lenders with a fresh approach to bad credit — if a lender can see you've made a considerable effort to reconcile bad credit, you could be eligible. An application costs you nothing.
Can I get an instant cash loan?+
Since an assessment must be conducted on your application, most online lenders cannot provide cash truly instantly. However, once you submit your application, we may be able to find you a lender in minutes — so don't wait.
What is responsible lending?+
Responsible lenders operate per ASIC's code of responsible lending: they make reasonable inquiries into your requirements and objectives, fairly enquire into your current financial circumstances, take reasonable steps to verify your situation, and assess whether you can meet your obligations without substantial hardship.
Can I apply, and what do I need?
Check that you meet these requirements before submitting an application:
- An active mobile phone number and email address
- Internet banking set up
- Over the age of 18
- A regular income for the last 3 months into a personal bank account
- Proof you’re an Australian citizen or permanent resident
Then have these details handy for the 100% online application:
- Your personal details (name, D.O.B. etc.)
- Internet banking details (for secure, read-only copies of your bank statements)
- The reason you are applying for a loan
- Your myGov details (if you receive Centrelink or government benefits)
- Employment details and your workplace’s contact info (to verify employment)
Responsible lending matters — read more at ASIC’s responsible lending resources.
Why apply for an online personal loan?
We take the stress out of applying for the extra cash you need.
Seamless process
Our same day loan application form could take only a matter of minutes to complete. We pride ourselves on a seamless process that gets your quick cash in no time.
100% secure application
Our application portal is built on the most secure of platforms, with third-party encryption to ensure your information is protected.
Result in minutes
Time is of the essence with same day loans. We do our best to get back to you with an outcome in just 60 minutes when you apply during regular business hours.
Ready to apply? Here's how
- 1
Apply online
Use the loan calculator to input your desired loan amount and repayment period — the sliders make it easy to adjust both.
- 2
Fill out the form
Provide a few simple details in our 100% online application form — it could take only minutes. Then sit back and relax while we do the hard work.
- 3
We find you a lender
After you submit, we get to work finding a lender that can help. If we locate a compatible lender, we'll let you know straight away and they'll be in touch.
- 4
Sign your contract
If approved, your lender sends a contract to review and sign. Read it carefully, ask your lender any questions, then sign and send it back.
Convinced yet?
Great! You could have the same day cash loan you’re looking for much sooner than you think. Our partner lenders give all Aussies a fair go at a personal loan. If you’ve got questions, get in touch with the CashPal team or head to our FAQ page for more information.
Need a loan that fits your situation?
Apply online in minutes and get an outcome fast — it won’t impact your credit score.
- MJ
- KZ