What do I need to do as a borrower?

From application to cash in your bank, fast!

CashPal mascot
No credit checksApply Within 4 Mins

How much do ya need pal?

I need$1,000in 60 mins
Apply now

Applying will not affect your credit score

512 Australians Applied Today

McAfee secure

Trusted by thousands of Aussies every month

  • 4.8

    Google

  • 4.3

    TrustPilot

  • 5

    Word of Mouth

  • 5

    Product Review

  • 5

    Facebook

CashPal TeamLast updated 27 November 2020

What do I need to do as a borrower?

As a borrower, using CashPal’s lender-finding service is simple: tell us your requirements — what type of loan you’re after and how long you wish to take to repay it. Once we have that information through the online application, including confirming your identity, you’re good to go. We find you the right lender; once approved, the lender contacts you and issues a contract so you can confirm you’re happy with the terms. Every application is unique, so the lender may or may not require additional information before finalising.

What do I need to do as a borrower?

Speed, costs and repayments

How quickly can I get the cash?

We do our best to provide an instant cash loanthe same day. Apply within business hours and you may receive the cash that day, depending on any checks the lender needs to run and which bank you use. If everything goes to plan, the application can be completed within 60 minutes and the cash could be in your account within the hour — if you bank with the same institution as your lender, you’ll receive it faster; otherwise expect the next business day.

Costs, repayments and applying

The cost of your loan depends on the lender we match you with — most can be flexible with fees, and your contract contains all relevant costs. Once your quick loanis approved, repayments run by automated direct debit — just keep the correct amount in your account so payments don’t bounce, and contact your lender early if you expect trouble making a payment. The application is 100% online: quick assessment in minutes, matched with a lender, no obligation to accept, and funds sent straight to you once you do.

The CashPal mascot in sunglasses surrounded by gold coins

Need a loan that fits your situation?

Apply online in minutes and get an outcome fast — it won’t impact your credit score.

  • MJ
  • KZ
$500–$2,000 · 100% online · outcomes in minutes
$1,000
Apply now
Applying will not affect your credit scoreMcAfee secure

512 Australians Applied Today