What interest, fees, or charges comes with a personal loan?
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CashPal TeamLast updated 27 November 2020
Interest, fees and charges explained
There’s a common misconception that loans come with a maze of hidden fees you must constantly track. CashPal works with reliable, reputable lenders who are straightforward and clear about the costs and fees associated with their loans — they tell you upfront what you’re expected to pay and what other fees come along with it.
We also provide a loan calculator so you can estimate how much you’ll need to pay and when. Feel free to discuss costs and fees with your lender — they’re happy to answer questions — or get in touch with us via the contact form or email.
Costs, repayments and applying
What do quick cash loans cost?
The cost of your instant cash loan depends on the lender we match you with. Most of our lenders can be flexible with fees, at their discretion. If your application is approved, read your loan contract thoroughly — it contains all relevant costs.
Repayments and dishonour fees
Pay your loan back on time to prevent extra fees or defaults. Your lender will help set up a direct debit so repayments happen automatically — just make sure the money is in your account when the payment is due. If a payment bounces, a dishonour fee may apply (it will be outlined in your initial contract). If you think you'll miss an upcoming payment, contact your lender as soon as possible to arrange an alternative.
How can I apply?
Our application processis 100% online. Submit your application, we do a quick assessment within minutes, then match you with a lender. Accept the offer if it suits you — there’s no obligation — and once you’ve accepted your contract, the funds are sent straight to you.
Need a loan that fits your situation?
Apply online in minutes and get an outcome fast — it won’t impact your credit score.
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