When can I get my money?
From application to cash in your bank, fast!
How much do ya need pal?
Applying will not affect your credit score
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CashPal TeamLast updated 27 November 2020
When can I get my money?
Once you’ve filled out the CashPal application form, we immediately find you a suitable lender. After you accept the lender’s offer, you can discuss the amount, when you’ll receive the money, and your repayments directly with them. Timing depends on your chosen lender — different banks typically take longer to process, so if you need the money immediately, discuss speed with your lender. Our lenders do their best to fund as soon as possible.
Applying is simple via our mobile-friendly website, and you can contact usif you need assistance filling in the form — we’ll guide you every step of the way.
What do quick cash loans cost?
Unless the lender we match you with states otherwise, expect something like the following. This is only an estimate — each lender applies their own fees, charges, terms and conditions, and other fees may apply for missed or amended repayments.
| Contract type | Amount | Typical costs |
|---|---|---|
| Small Amount Credit Contract | $500–$2,000 | Establishment fee: 20% of principal · Flat monthly fee: 4% of principal |
| Medium Amount Credit Contract | $2,001–$4,600 | Establishment fee: $400 flat · APR: 48% · Must be secured by a vehicle |
| Large Amount Credit Contract | $5,000+ | APR: 21.24% · Must be secured by a vehicle |
Repayments and applying
An instant cash loan must be paid back on time to prevent extra fees or defaults. Your lender helps set up an automated direct debit on the agreed basis — just keep the correct amount in your account. If a payment bounces, a dishonour fee may apply (outlined in your initial contract), and if you expect to miss a payment, tell your lender as soon as possible to arrange an alternative. The application process is 100% online: quick assessment in minutes, matched with a lender, no obligation to accept — and once you accept your contract, the funds are sent straight to you.
Need a loan that fits your situation?
Apply online in minutes and get an outcome fast — it won’t impact your credit score.
- MJ
- KZ