Cash Loans
Apply For Quick Cash Loans in Minutes. We’ll Do The Rest
Trusted By Thousands Of Aussies Every Month
Trusted By Thousands Of Aussies Every Month
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Reviewed by: CashPal Management
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Last Updated: January 22, 2026
CashPal Cash Loans
If you’re on the hunt online for a Cash Loan then you’ve come to the right place. There are plenty of online loan lenders that offer quick cash loans, instant cash loans and other types of personal loans online. The trouble is, how do you find the right lender for you?
CashPal is a reputable licensed online lender that helps everyday Australians find personal loans worth up to $5,000. If you’re looking to borrow money online, find a cash loan over a short term or long term period we can help simplify your search by doing all the hard work for you! Best of all, our fast (really fast, like super fast) online application could take you just a few short minutes to complete.
Then, you’ll be on your way to finding the cash loan you need without all the running around. Applying for a cash loan and dealing with so many lenders is the old way of doing things, welcome to the future of applying for a personal loan, welcome to CashPal!
How do cash loans work?
Cash loans, same day loans, short term loans are all the same thing really, used for small expenses and are typically just personal loans. Personal loans allow you to borrow small amounts of money for short periods of time.
That said, you will typically be required to pay back your loan in regular installments either weekly, fortnightly or monthly. These installments will include interest and any other fees that may be attached to the loan. So, it’s important you make sure you read the loan contract carefully before signing to be aware of any associated costs.
How much money could I borrow?
CashPal provides a fast and secure online platform to easily apply for cash loans. We can help you access cash loans from $500 to $5,000 with repayment terms ranging from 12 to 24 months.
Loans will generally be split by the following specifications:
| Loan Type | Small Personal Loans | Medium Personal Loans | Large Personal Loans |
| Amount | $500 – $500 | $2,001 – $4,600 | $5,000 – $5,000 |
| Term | 12 months | 13 – 24 months | 13 – 24 months |
Benefits of Cash Loans
No one can foresee an emergency or an accident in life. When something like that occurs, cash loans can provide a quick solution to your cash flow troubles. Yet, you can also use cash loans for a variety of other purposes. That includes everything from going on a vacation to arranging a wedding, unexpected bills, renovating your home or even consolidating your debts.
Here are some other examples of what you could use a cash loan for:
- Medical expenses
- Dental bills
- New furniture
- White goods
- Car repairs
- Car registration
- Moving costs
- Bond payments
- Funeral expenses
- Household bills
How long will it take to get my cash loan?
If you apply during our regular business hours, you can receive a decision within the same business day, provided you have the following details::
- Job
- Credit score
- Expenses
- Income
If your application is successfully approved, we’ll send through a contract for you to sign. Once you’ve received your signed contract, we will transfer the funds overnight. In some cases, you can receive your loan in 1 hour!
Why spend hours researching lenders, when we can give you the loan instantly?
Can I get a no credit check loan?
If your credit score is low or you have no history at all, it may be challenging to get a cash loan, but it is not impossible. However, no credit check loans may charge high-interest rates and have very strict terms of repayment.
Fortunately, we can still provide bad credit loans. CashPal works with people of varied credit history, so we may be able to offer you a loan that you can repay. If you’re worried about your credit score, we encourage you to apply anyway. You can read our guide on how you can improve your credit score if you want access to higher loans.
Are online loans safe?
Online cash loans are widely available now and choosing a lender can become daunting. We are a licensed direct lender, so you know that every loan you avail from us is safe.
Why choose CashPal?
It can get frustrating trying to find legitimate lenders that meet your needs. CashPal is a direct online lending service.
It could take just a few minutes to submit your application online for a personal loan. If we find that you can afford loan repayments, you can easily get a loan from us!
CashPal is never going to let you down at the time of an urgent need. So, take the hard work out of applying for a loan and start your application today.
What information do I need to apply for a quick cash loan?
To apply for a cash loan online with CashPal you will be asked to answer some questions about yourself, your employment, bank statements, bank account and finances. A few supporting documents will need to be provided along with the application which can all be done through your smartphone.
To be eligible to apply for a loan
- Must be at least 18 years of age.
- Have be an Australian citizen or Permanent Resident.
- You must have been receiving income for the past 3 months.
Once you have provided all the information, CashPal may provide you with the loan you need. We generally have an outcome for you within 60 minutes as long as you apply within business hours. For further information on how it all works please visit our How It Works page.
What if I am on Centrelink income or have bad credit?
Being on Centrelink or having bad credit doesn’t mean you can’t get a cash loan.
IMPORTANT: “Centrelink Loans” is a very common search term online. CashPal does not provide loans for or on behalf of Centrelink and has no relation to Centrelink whatsoever. CashPal might be able to give you a loan if you are receiving Centrelink as a form of income.
CashPal will happily perform a loan application assessment even if you are receiving Centrelink payments or have a bad credit history. We will assess all loan applications the same regardless of if you have bad credit or are receiving a Centrelink income.
Apply Online Now
If you are in Australia and you need a quick cash loan, CashPal is the online lender for you! We make getting cash loans online a breeze. Whether it’s an emergency, vacation, wedding arrangement or home renovation, we’re here to help you find the cash you need.
All you need to do is scroll up to apply now and get started! If you apply during business hours, we could have an outcome for you in as little as 60 minutes.
Need more information about cash loans?
If you have any questions about how CashPal can help you. Please don’t hesitate to contact our customer care team at hello@cashpal.com.au or visit our FAQ page for more information.