Quick Online Loans At Your Fingertips
Are you ready to take the first step to ease your loan stress?
We understand that sometimes life throws you curve balls, and you may need a helping hand to get back on the right track financially.
CashPal are experts at helping you out of sticky situations. We pride ourselves in being able to facilitate quick and easy short term loans by matching you with the right lender.
Why do I need CashPal?
We’re quick and stress-free
With hundreds of companies promising quick online loans, it can be confusing to know where to even begin! With so many to choose from, and separate application processes, you could waste hours applying for lending that isn’t right for you.
That’s where CashPal comes in. Our lender-finding service does the hard work so you don’t have to. Whether you’re looking for quick cash loans due to bad credit, or quick small loans to get you through to the next month, we can help!
After an initial assessment, we put your loan application in front of Australia’s leading lenders, and then match you with the one we think will most closely suit your needs.
No fuss. No endless hours of research. Just simply fill out our quick online loans form and let us do the rest.
We’re safe, honest, and transparent
The internet can be a jungle when it comes to finding legitimate quick loans online. Whilst all of them will promise you ‘quick loans now!’, caution is advised.
We only work with highly-reputed lenders who are 100% transparent about their repayment terms, and interest, from the very beginning. No nasty surprises, or hidden charges. You can even see what your repayment amount is likely to be, by putting your loan information into our handy quick online loans calculator.
We also provide all the information you need about borrowing money to make an informed decision. Please read our warning about borrowing before agreeing to any loan contract.
So, how does it work?
Getting access to quick personal loans couldn’t be easier. In four simple steps, you can be on your way to getting a quick loan on the same day! Here is how it works:
- Apply online
Our easy-to-use form records all of your essential information. This is then assessed to decide whether or not we can help. If you are suitable to be matched with a lender, they may be able to offer you provisional quick loans online approval, which is just an indication of whether we’ll be able to help you find a lender or not so you don’t have to wait around to hear from heaps of lenders.
- We find you a match
You could say we’re like a dating service for quick easy loans. After taking your details, we match you up with a lender who is able to meet your loan needs. They will then contact you to discuss your options further.
- The ball is in your court
The lender will discuss their lending options with you. You can then decide whether you would like to accept what you’ve been offered. You are under no obligation to accept any lender’s terms for quick money loans. If you don’t, you don’t, simple as that! We will always try to match you with a lender who we think will give you fair terms based on your preferences.
- The deal is done
If you choose to accept the terms offered, all that’s left to do is complete your loan contract with details of the repayment, and the funds will wing their way over to you. Easy peasy!
One Simple Aim
Our aim is simple: To offer an accessible channel for loan borrowers in Australia to find quick online loans with minimal stress. By automating the process of finding a lender, we are able to give you an answer within minutes. Rather than agonising whilst waiting for answers on multiple applications, we give you a clear outcome via our online submission form.
You can apply for quick little loans to tide you over until payday, or larger loans for longer-term plans. Our loan requests start from $300 to $10,000, with repayment terms of 13 to 24 months.
Have questions? Get in touch with a member of our team today!
Am I eligible?
Are you in need of a quick online loan, but unsure if you’re eligible?
CashPal requirements are very simple:
- You have to be 18 years of age or older
- An Australian citizen, or a permanent resident, with ID as proof
- You need to be being paid a regular income, into a personal bank account, for at least 90 days
- Have a direct mobile number and email address
Is it difficult to obtain a personal loan?
Whether or not you will receive approval for your quick cash loans online, depends on your circumstances. Whilst we can’t guarantee that you will be approved, we can guarantee that we will try our best to match you with the right lender and get you the best chance of the right loan with the right terms.
Am I eligible for a quick cash loan if I have bad credit?
If you are worried that bad credit history may affect your ability to get a loan, then never fear! We work with numerous lenders, several of who specialise in offering quick loans to individuals with bad credit.
For those that want a no credit check personal loan, some lenders can look at applications without conducting a credit check.
Understanding our application process
We are a 100% internet-based lender-finder platform which means that all applications are filled in and submitted online. This means you can get quick fast loans with minimal effort.
What information do we need?
Well, first and foremost, we need to know:
- The amount you want to borrow.
Our lenders will approve quick online loans of up to $10,000. Think carefully about the amount you need to borrow and let us know.
- How long you need to pay it back.
Telling us how long you think you will need to pay back the funds helps us to find you the lender with the best terms.
Our simple lender calculator allows you to adjust your loan amount and ideal repayment length to show you the estimated repayment amount on a weekly, fortnightly and monthly. Our lender partners are 100% transparent with repayment terms, and these will be very clearly outlined on any loan contract.
How we assess you
When assessing a loan application for quick online loans, most lenders will aim to get as much information as possible about how you make and spend your money, what you’re liable for, and who is dependent on you. Often, this can be a painfully slow manual submission process.
Our electronic application form is much simpler. The form asks you simple questions about the amount you need, your repayment length and reason for needing the loan. In this form, you can enter as much, or as little information as you want. Although we don’t need an essay, providing ample information about your employment situation, and outgoings can be useful for us to find our customers loans quick.
Once you are matched with an appropriate lender, they then may ask you for further information to tailor your loan contract. You may also be asked to provide bank statements, proof of employment, and ID.
Why do lenders need bank statements?
Sometimes a lender will ask to view your bank statement as proof of income and expenditure. This is their way of verifying whether or not you will be able to meet the repayment terms on the proposed contract.
Our system will only access a read-only copy of your bank statements to enable us to find you a lender. For Centrelink payments, your lender may also require you to access your myGov account to verify details. Other documents might be required by your loan provider.
Ready to begin?
Filling out our quick online loans form will only take you a few minutes. All applications must be submitted via our website. You’ll have an outcome on whether we’ll be able to help you within minutes, provided you apply during regular business hours as stated below:
Monday to Thursday – 8am to 6pm
Friday – 8 am to 4pm EST.
What do quick online loans cost?
Are you wondering what the interest and repayments will be like on your loan?
We’ve made a special loan calculator available on our website for you to use. This simple calculator allows you to use a slider to determine what your repayments will look like dependent on the amount you want to borrow, and your preferred repayment time frame. The calculator can give you a helpful indication of the approximate costs involved.
Remember, this is for illustrative purposes only. Make sure you check your loan contract for final repayment amounts and terms.
Once your application is submitted, our search to find you a lender will commence. Our primary priority is getting you fast outcomes, so we’ll do our best to get your application in front of our panel of lenders as soon as possible. Once we’ve found a lender for you, they will be in touch with you directly and will then conduct their own assessment of your loan application.
Want to find out what your options are for quick online loans? Get in touch today!